According to Weegy, you would be obliged to obtain bodily injury liability insurance in Florida if you were involved in an accident in which your vehicle caused damage to the property of others. The following user: score.9028 Score.9028 After earning their license, 16-year-olds are not permitted to drive between the hours of 11 p.m. and 6 a.m., and between the hours of 7 a.m. and 8 a.m.
″That’s just the way things are.″ Drivers are only obliged to obtain bodily injury coverage in two situations: 1.) if they have previously been at fault in a collision that resulted in bodily harm to another motorist, and 2.) if they have been arrested for driving under the influence.
Is it illegal to not have bodily injury in Florida?
The state of Florida is a no-fault state. No-fault law implies that, regardless of who is at blame, your own personal injury protection insurance will step in to give coverage up to the policy limits, as long as you have sufficient coverage. Residents of Florida, in contrast to the majority of other states, are not obliged to have bodily injury liability insurance.
What is bodily injury liability in Florida?
Bodily Injury Liability (BIL) is insurance that compensates for injuries or deaths caused by others. When an at-fault party is sued in a civil court for damages incurred in a motor vehicle accident, and the at-fault party has not met the standards for property damage and/or bodily harm, a judgment is entered.
What happens if I don’t have bodily injury coverage in Florida?
It’s tempting to believe that if you have the bare minimum of insurance needed by Florida law, you’ll be protected in the event of a vehicle accident. If you do not have bodily injury liability insurance, you run the danger of being held personally liable for any medical costs or other losses incurred as a consequence of an automobile accident…………..
Is personal injury required in Florida?
Personal injury protection coverage of at least $10,000 per person and per accident is required by Florida law for all drivers who operate a motor vehicle. In the majority of cases, a person cannot initiate a personal injury lawsuit against the party that was responsible for the accident in the first place.
Do you have to have auto insurance in Florida?
Is automobile insurance necessary in the state of Florida? Absolutely. In fact, having some level of automobile insurance is required by law in all states with the exception of two (Virginia and New Hampshire). Driving in Florida necessitates the carrying of proof of insurance with you at all times, and it must be up to date.
Do you need car insurance in Florida if you don’t have a car?
In the event that you don’t drive, you’ll still need auto insurance if you want to drive while abroad, or if you want to avoid having your rates spike in the event that you don’t have enough coverage.
Is Florida a no-fault state?
No-fault car insurance laws exist in Florida, which means that the insurance claim procedure is intended to be more efficient in the event of an automobile accident because your own insurance covers for any medical costs and other economic damages you incur.
Is liability car insurance required in Florida?
What Does Having a Minimum Level of Coverage Mean? Car insurance regulations in Florida do not include bodily injury protection, in contrast to those in many other states. As a substitute, drivers in the state must carry at least $10,000 in personal injury protection (PIP) and $10,000 in property damage liability insurance coverage.
Which Florida law requires owners and operators?
To begin, look no farther than Florida’s Financial Responsibility Law, which requires owners and operators of motor vehicles to carry two forms of insurance: Personal Injury Protection insurance (PIP) and Property Damage insurance with a minimum coverage of $10,000.
What is the financial responsibility law in Florida?
It is required that Florida drivers have a minimum of $10,000 in personal injury protection coverage and a minimum of $10,000 in property damage liability coverage under the state’s financial responsibility statute. In the event of an automobile collision, there are two significant dangers of sustaining damages.